Not only do we have to struggle in our business with the ecomic down turn but now our bank has decided to put a hold on our credit card due to a monthly transation limit which we did not know was there. They have been very nice and asked that I wait for 3 to 5 business days untill it is fixed and wait for 2 weeks before I can access the rewards programe. I said no problem I will also ask my customers to wait. So far the feed back is not good....